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An Indian financial advisor organizing loan approval document files and checklists for a client in a modern advisory office in Ballygunge Kolkata
An Indian financial advisor organizing loan approval document files and checklists for a client in a modern advisory office in Ballygunge Kolkata

Documents Required for Loan Finance

Keep your documents ready to make your loan application process faster and smoother. Select your employment or business category to view the commonly required documents.

Basic KYC Documents—Required for Most Applicants

PAN card

Active mobile number and email address

Aadhaar card or another accepted officially valid identity document

Signature proof, if requested

Current address proof

Proof of permanent address, when different from the current address

Recent passport-size photographs

Co-applicant or guarantor KYC, if applicable

Please carry original documents for verification when requested. Submit only clear and readable copies through an authorised and secure channel.

For Salaried Employees

Latest three salary slips

Latest Income Tax Return, if available or requested

Salary certificate, if requested

Employee identity card

Last six months’ salary bank statements

Employment or appointment letter, if requested

Form 16

Proof of current employment and work experience

Existing loan statements, if applicable

For Self-Employed Applicants

PAN card and KYC documents

Computation of income, profit and loss account, balance sheet

Business registration proof

Last six months current and savings account statements

Valid trade licence, where applicable

Office or business address proof-electric bill/telephone bill/ tax bill

GST registration certificate and recent GST returns, where applicable

Professional qualification certificate for doctors, chartered accountants and other professionals

Udyam registration, if available

Existing loan statements, if applicable

Latest two or three years’ Income Tax Returns

The exact period of Income Tax Returns, bank statements and financial accounts depends on the lender and the type of loan.

For Proprietorship, Partnership, LLP or Company

Certificate of Incorporation, Partnership Deed, or Business Registration proof

KYC documents of Directors, Partners, or Sole Proprietor

Company or Firm PAN card and official registration documents

Audited balance sheet, P&L statements, and recent business bank statements of last 6 months.

Contact

Get in touch

Email

Phone

jpenterpriseballygunge@gmail.com

+91-9903122610

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